What Cars Have the Best Car Insurance Rates?If consumers a car that is rarely taken into account the type of car that does buy you are buying, to focus on their insurance premiums. The type of car you buy does not play a role, whether you pay a premium for high or low. If you buy the insurance at a reasonable price with your new car important to know which cars have the best prices.

The organization of the civil service community, the Highway Loss Data Institute (HLDI) is a group that evaluated the vehicles in the insurance industry to know the cars are at high risk. A high risk of hitting cars that are more likely to be stolen, were involved in an accident after a collision, and a large number of claims filed. In assessing the risk of theft, an organization to keep such factors as the number of doors on a car, and the color of the car.

The HLDI said that “four-door cars have a probability of 93% only have a claim for the theft of 2 vehicles at the door of the brand and model.” In addition, a report by the National Insurance Crime (NCIB) has noted that “the cars that have less complaints about theft, the Buick LeSabre, Volvo V70 station wagon and the Mercury Grand Marquis are.

After HLDI the plaintiff presented lesions larger vehicles like large cars, vans and sport utility vehicles (SUVs). Many car dealers report that the following vehicles are less expensive to insure:

- Chrysler PT Cruiser 4dr Wagon
- Jeep Liberty Sport 4WD 4dr SUV
- Saturn L300 1 Sedan 4DR
- Volvo S40 4DR Sedan
- 38600 Saab 2.3t Linear 4dr Hatch
- Buick Century 4DR Sedan Special Edition
- GMC Safari SLE AWD 3dr Minivan
- Dodge Caravan 4DR SE Minivan
- Saturn Ion 1 Sedan 4DR
- Pontiac Sunfire 2dr Coupe

The vehicles are made of the least expensive for collision claims:

- GMC Safari 4-Wheel Drive
- GMC Yukon XL 1500 4-Wheel Drive
- Ford Excursion 2WD
- GMC 2500

Models of vehicles with certain claims for injuries are less expensive:

- GMC Sierra 2500 2 wheel drive and 4-wheel –
- Chevrolet Silverado
- GMC Yukon XL 1500 4-wheel –
- Chevrolet Tahoe 2-Wheel

Among the “Top Safety Pick 2009 Cars”, published by the Insurance Institute of America are the following:

- Large Vehicle: Acura RL, Audi A6, Cadillac CTS, Ford Taurus, Hyundai Genesis

- The 4-door models built after 11/08, Lincoln MKS, Mercury Sable, Toyota Avalon, Volvo S80

- Medium car: Acura TL, Acura TSX, Audi A3, Audi A4, BMW 3 Series models with 4-door, Ford Fusion 2009-10 models of the ESC (optional on the level of 2009 in 2010)

- Honda Accord 4-door models, Lincoln MKZ 2010 models, Subaru Legacy, Volkswagen CC

- Small Cars: Honda Civic 4-door models (except IF) with optional ESC, the Mitsubishi Lancer with optional ESC, Scion xB – Subaru Impreza, Toyota Corolla with optional ESC, Volkswagen Rabbit 4-door models, Volkswagen Jetta, Volkswagen Passat

In the determination of insurance premiums, insurance companies are in a car make, model, disc, and the rate of theft. Knowing that these statistics will help you choose the best car with the best insurance rates.